Academy
Practical, jargon-free money lessons for families — written by the team behind My Money My Budget.
Budgeting Basics
Start here. Build your first family budget step by step, then keep it running without spreadsheets.
- · How to Create a Family Budget (Step-by-Step Guide)
Envelope Budgeting 101
Master the zero-based budgeting method. Learn how to allocate every dollar and eliminate money stress.
- · What is Envelope Budgeting and Why It Works?
- · Getting Started: Your First Envelope Budget in 20 Minutes
- · 7 Common Envelope Budgeting Mistakes (and How to Fix Them)
Budgeting for Couples
Combine finances without the conflict. Navigate shared budgets, combine goals, and fight less about money.
- · Merging Finances: Joint, Separate, or Both?
- · How to Talk About Money Without Fighting
- · Setting Shared Money Goals You'll Both Stick To
Paying Off Debt
Get out of debt faster. Strategies for debt payoff, understanding interest, and staying motivated.
- · 3 Ways to Pay Off Debt Faster
- · Snowball vs Avalanche: Which Debt Method Wins?
- · Building Momentum When Debt Payoff Feels Endless
Savings Goals & Planning
Save for what matters. Emergency funds, vacation, down payment—track every goal with confidence.
- · Setting SMART Savings Goals That Actually Get Funded
- · How Big Should Your Emergency Fund Be?
- · Sinking Funds: Never Be Ambushed by December Again
Kids & Allowance
Teach kids about money. Games, chores, allowance systems, and financial literacy for families.
- · Age-Appropriate Money Lessons from 5 to 17
- · Teaching Kids to Save (Without Nagging)
- · Money Games Explained: What Each One Teaches
Investment Tracking
Grow your wealth. Monitor stocks, ETFs, retirement accounts, and build long-term wealth.
- · Investment Basics for Budgeters
- · Portfolio Tracking: What to Watch and What to Ignore
- · Retirement Planning When You're Still Budgeting Month to Month
Bill Management & Subscriptions
Take control of recurring charges. Cancel unwanted subscriptions, track bills, and optimize spending.
- · The 30-Minute Subscription Audit
- · Build a Bill Calendar That Ends Late Fees
- · How to Negotiate Your Bills (Scripts Included)
Financial Health & Reports
Understand your financial picture. Net worth, spending trends, and monthly reports explained.
- · What Your Financial Health Score Actually Measures
- · How to Read Your Monthly Money Report
- · Reading Month-to-Month Trends Without Panicking